Crypto.com App vs Onchain Wallet: Which Is Right for You

Crypto.com offers two distinct apps: the main trading app for buying, selling, and managing crypto, and the Onchain Wallet for self-custody and DeFi interactions. The main app is ideal for beginners and active traders who want a user-friendly exchange with fiat on/off ramps. The Onchain Wallet targets advanced users who want full control of their private keys and access to decentralized finance.

Crypto.com: Buy BTC, ETH & CRO Android app icon

Crypto.com: Buy BTC, ETH & CRO

Rating
★ 4.41
Downloads
50,000,000+
Developer
Crypto Technology Holdings Limited
View on Play Store
Crypto.com: Onchain Wallet Android app icon

Crypto.com: Onchain Wallet

Recommended
Rating
★ 4.63
Downloads
5,000,000+
Developer
Crypto.com Onchain Wallet
View on Play Store

Crypto.com is trusted by millions of users worldwide. Trade safely and securely with industry-leading compliance and security certifications today. Crypto Trading — Trade BTC, ETH, CRO, SOL, XRP, and 400+ other cryptocurrencies. • Buy & sell popular crypto, including Bitcoin…

Pros

  • User-friendly interface for buying and selling crypto
  • Supports 400+ cryptocurrencies and 20+ fiat currencies
  • Recurring buy feature for dollar-cost averaging
  • Integrated exchange with competitive fees
  • Strong regulatory compliance and security certifications

Cons

  • Custodial wallet means you don't control private keys
  • Withdrawal fees can be high for some cryptocurrencies
  • Advanced features like staking require CRO staking

Take Control of Your Crypto with Our Multi-Chain Wallet Unlock the full potential of your crypto assets with our advanced non-custodial wallet, purposefully designed for seamless access to DeFi, dApps, trading, staking, and more—all in one secure and intuitive platform. Access…

Pros

  • Non-custodial: you control your private keys
  • Multi-chain support for Ethereum, Bitcoin, and more
  • Built-in dApp browser for DeFi access
  • Swap tokens directly within the wallet
  • Import wallets from other apps easily

Cons

  • Not for beginners due to complex features
  • No fiat on/off ramp directly in the wallet
  • You are responsible for your own security (seed phrase)

Final Verdict

Our pick: Crypto.com: Onchain Wallet

If you are new to crypto or prefer a simple way to buy and trade, the Crypto.com main app is the better choice due to its ease of use and integrated exchange features. However, if you are an experienced user who values self-custody and wants to explore DeFi, the Onchain Wallet is superior. For most users, starting with the main app and later adding the wallet for advanced needs is recommended. The Onchain Wallet wins for security and DeFi access, but the main app wins for convenience. Ultimately, your choice depends on your experience level and priorities.

Crypto.com: Buy BTC, ETH & CRO Android app icon

Crypto.com: Buy BTC, ETH & CRO Screenshots

Official app screenshots from the Google Play Store.

Crypto.com: Buy BTC, ETH & CRO Android app screenshot 1
Crypto.com: Buy BTC, ETH & CRO Android app screenshot 1
Crypto.com: Buy BTC, ETH & CRO Android app screenshot 2
Crypto.com: Buy BTC, ETH & CRO Android app screenshot 2
Crypto.com: Buy BTC, ETH & CRO Android app screenshot 3
Crypto.com: Buy BTC, ETH & CRO Android app screenshot 3
Crypto.com: Buy BTC, ETH & CRO Android app screenshot 4
Crypto.com: Buy BTC, ETH & CRO Android app screenshot 4
Crypto.com: Buy BTC, ETH & CRO Android app screenshot 5
Crypto.com: Buy BTC, ETH & CRO Android app screenshot 5
Crypto.com: Onchain Wallet Android app icon

Crypto.com: Onchain Wallet Screenshots

Official app screenshots from the Google Play Store.

Crypto.com: Onchain Wallet Android app screenshot 1
Crypto.com: Onchain Wallet Android app screenshot 1
Crypto.com: Onchain Wallet Android app screenshot 2
Crypto.com: Onchain Wallet Android app screenshot 2
Crypto.com: Onchain Wallet Android app screenshot 3
Crypto.com: Onchain Wallet Android app screenshot 3
Crypto.com: Onchain Wallet Android app screenshot 4
Crypto.com: Onchain Wallet Android app screenshot 4
Crypto.com: Onchain Wallet Android app screenshot 5
Crypto.com: Onchain Wallet Android app screenshot 5

Frequently Asked Questions

What are the ratings for both apps?

Crypto.com main app has a rating of 4.41, while Crypto.com Onchain Wallet has a rating of 4.63.

Can I use these apps offline?

Both apps require an internet connection for real-time prices and transactions. However, the Onchain Wallet can generate addresses and sign transactions offline, but you need to be online to broadcast them.

Do these apps contain ads?

Neither app displays third-party ads. They may show promotional content for Crypto.com services, but no disruptive advertising.

What are the device requirements?

Both apps require Android 8.0 or later. They are optimized for modern devices and may not work on very old phones.

Which app should I choose?

If you are a beginner or want to easily buy and sell crypto with fiat, choose the main Crypto.com app. If you are experienced and want full control over your assets and access to DeFi, choose the Onchain Wallet.