Revolut vs Wise: Which Multi-Currency Wallet App is Best for You?
Revolut and Wise are two of the most popular multi-currency wallet apps, each serving millions of users globally. Revolut is ideal for everyday spending, budgeting, and trading, offering a wide range of financial services in one app. Wise, on the other hand, specializes in low-cost international money transfers with the real mid-market exchange rate. Whether you need a full-featured digital bank or a reliable transfer tool, this comparison will help you decide which app fits your needs.
Revolut: Spend, Save, Trade
Recommended- Rating
- ★ 4.46
- Downloads
- 50,000,000+
- Developer
- Revolut Ltd
Wise: International Transfers
- Rating
- ★ 4.76
- Downloads
- 50,000,000+
- Developer
- Wise Payments Ltd.
Join the 75+ million customers worldwide who use our app to spend, send, and save smarter. Make your spend, well-spent Pay any way, with physical cards, virtual cards, single-use virtual cards for extra protection, Google or Apple Pay Spend abroad with great exchange rates (fees…
Pros
- Offers physical and virtual cards, including single-use virtual cards for extra security
- Access to 55,000+ in-network ATMs worldwide with no fees
- Integrated budgeting, savings, and cryptocurrency trading features
- Supports Google Pay and Apple Pay for contactless payments
- Over 75 million users worldwide, indicating strong community and reliability
Cons
- Exchange rates may include additional fees beyond the mid-market rate
- Some premium features require a paid subscription
- Customer support can be slow during peak times
16 million+ customers send, receive, spend and grow their money internationally with Wise. It’s the fast, simple way to move money in 145+countries and 45+ currencies. Products available depend on where you live. Check wise.com or download the app to see what’s available for…
Pros
- Uses the real mid-market exchange rate with no hidden markups
- Low, transparent fees for international transfers
- Fast transfers to 70+ countries in 45+ currencies
- 16 million+ customers trust the platform for cross-border payments
- Easy to track transfer progress and receive notifications
Cons
- Limited to international transfers; no physical or virtual cards in many regions
- No built-in budgeting or trading features
- Account setup may require verification and can take time
Final Verdict
Our pick: Revolut: Spend, Save, Trade
For most users who need an all-in-one financial app for spending, saving, and trading, Revolut is the better choice due to its broader feature set and higher install base. However, if your primary need is sending money abroad with transparent fees and the best exchange rates, Wise is the clear winner. Wise’s focus on mid-market rates and low fees makes it unbeatable for international transfers. Ultimately, if you travel frequently or manage multiple currencies, consider using both: Revolut for daily spending and Wise for large transfers. Our final recommendation goes to Revolut for its versatility and extensive features.
Revolut: Spend, Save, Trade Screenshots
Official app screenshots from the Google Play Store.
Wise: International Transfers Screenshots
Official app screenshots from the Google Play Store.
Frequently Asked Questions
Which app has a higher rating?
Wise has a slightly higher rating of 4.764 compared to Revolut's 4.457, based on app store reviews.
Can I use these apps offline?
Both apps require an internet connection for most features. Revolut's card payments work offline via contactless, but the app itself needs connectivity for transactions and updates.
Do these apps show ads?
Neither Revolut nor Wise display third-party ads. However, they may promote their own premium features within the app.
What are the device requirements for these apps?
Both apps require Android 5.0 or later. They are optimized for phones and tablets, and require a stable internet connection for full functionality.
Which app should I choose for international transfers?
If your primary need is sending money abroad, choose Wise for its transparent fees and mid-market exchange rates. For everyday spending and multi-currency management, Revolut is more versatile.
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